What each family plan includes
Bitwarden Families is $47.88 billed annually ($3.99 a month) for six premium accounts, with sharing among every member and unlimited collections, according to its pricing page. Its plans page adds 5 GB of attachment storage per user plus 5 GB shared.
1Password Families lists five users. The regular price is $5.99 a month billed yearly ($71.88 a year); new customers buying directly from 1Password.com pay $4.49 a month for the first year ($53.88). It includes unlimited shared vaults and admin controls. 1Password also documents five guests on a family account, who can each see one vault you choose.
NordPass Family covers six user accounts. On the 1-year tab it shows $44.28 for the first 12 months with a crossed-out $71.88; on the 2-year tab it shows $67.23 for the first 27 months with a crossed-out $161.73. Prices exclude VAT. NordPass describes the plan as six separate encrypted vaults, one for the owner and five you invite.
Per-person cost at 2, 4 and 6 members
Method: annual price divided by the number of people actually using the plan, rounded to the cent, before tax. NordPass does not state a renewal price on its plans page, so the crossed-out comparison price is shown only as a stress test, not as a confirmed renewal rate. On the 2-year term, $67.23 over 27 months is about $29.88 a year, or $4.98 per person at six.
| Members using the plan | Bitwarden Families ($47.88/yr) | 1Password Families, first year ($53.88) | 1Password Families, regular ($71.88/yr) | NordPass Family, first 12 months ($44.28) | NordPass Family at crossed-out price ($71.88) |
|---|---|---|---|---|---|
| 2 | $23.94 | $26.94 | $35.94 | $22.14 | $35.94 |
| 4 | $11.97 | $13.47 | $17.97 | $11.07 | $17.97 |
| 5 | $9.58 | $10.78 | $14.38 | $8.86 | $14.38 |
| 6 | $7.98 | Plan lists 5 users | Plan lists 5 users | $7.38 | $11.98 |
Break-even against individual plans
The family plan only saves money once it beats buying each person an individual premium plan. Run the same comparison at each vendor.
Bitwarden: Premium is $19.80 a year. Two Premium accounts cost $39.60, less than Families at $47.88. Three cost $59.40, more than Families. Break-even is three people. A couple who only need to share a few logins can also stay on Bitwarden Free, whose free organization lets two users share in up to two collections.
1Password: Individual is $47.88 a year at the regular rate ($3.99 a month billed yearly). Two individual plans cost $95.76 against $71.88 for Families, so Families wins from two people. In the first year the comparison is $71.76 against $53.88, which also favors Families at two.
NordPass: Premium is $23.88 for the first 12 months on the 1-year tab. Two Premium plans cost $47.76 against $44.28 for Family, so Family wins from two people in year one. At the crossed-out prices ($35.88 Premium, $71.88 Family), two individual plans and one Family plan cost almost exactly the same, so the case for Family rests on adding a third person.
Worked example: a household of four
Two adults and two teenagers want separate vaults plus a shared space for streaming, utilities and the Wi-Fi password.
Bitwarden Families costs $47.88 a year, or $11.97 each, and leaves two of six seats free for grandparents later. 1Password Families costs $53.88 in the first year and $71.88 after, or $17.97 each at the regular rate, with one of five seats free plus guest slots. NordPass Family costs $44.28 for the first 12 months, or $11.07 each, with two seats free; budget for a renewal price you confirm at checkout.
The cheapest plan in year one is not necessarily the cheapest over three years. Write down the year-two price for each option before you decide.
What the per-person number ignores
- Recovery: 1Password lists managing, adding, removing and recovering members among its plan features, and its help pages say removed family members get 30 days to migrate personal items. Bitwarden and NordPass handle lost access differently, so read the emergency access guide before choosing.
- Guests: 1Password includes five guests, each limited to a single vault, which can cover a babysitter or a relative without paying for a seat.
- Seat caps: 1Password lists five users; Bitwarden and NordPass list six. On 1Password a sixth person needs a seat beyond the listed five, and the pricing page does not show what that costs, so confirm before you count on it.
- Renewal: 1Password states its first-year promotional rate and regular rate; NordPass shows first-term prices with crossed-out comparison prices but no stated renewal price.
- Taxes: NordPass says displayed prices exclude VAT; budget for local tax on all three.
Questions before you decide
How many people does each family plan cover?
Bitwarden Families lists six premium accounts, NordPass Family lists six user accounts, and 1Password Families lists five users plus five guests limited to one vault each.
Is a family plan cheaper for a couple?
At 1Password and NordPass first-term pricing, yes. At Bitwarden, two Premium accounts ($39.60 a year) cost less than Families ($47.88), and the free organization already allows two users to share.
What does NordPass Family cost after the first term?
The NordPass plans page shows first-term prices and crossed-out comparison prices but does not state the renewal price. Confirm it at checkout.
Sources & verification
Product details and prices can change. Check the linked provider before buying.
- Bitwarden: pricing Accessed 30 Oct 2026
- Bitwarden: password manager plans Accessed 30 Oct 2026
- Bitwarden: about organizations Accessed 30 Oct 2026
- 1Password: password manager pricing Accessed 30 Oct 2026
- 1Password: share with guests in 1Password Families Accessed 30 Oct 2026
- 1Password: add and remove family members Accessed 30 Oct 2026
- NordPass: plans Accessed 30 Oct 2026
- NordPass: how to add members to your Family plan Accessed 30 Oct 2026
Sources link directly to providers. Product buttons may use separately labeled affiliate links. Read our disclosure.