The columns that decide the purchase
The downloadable CSV has columns for vendor, plan, URL, listed price, price date, user count, trial days, refund window and notes. Put the renewal amount and your must-have feature in notes. The prefilled rows are dated snapshots; overwrite them with what the live page says on the day you buy. The examples below were read on 29 October 2026. [1][2][3]
| Column | What to write | Example from 29 Oct 2026 |
|---|---|---|
| Plan | The exact plan name on the page | Bitwarden Premium; 1Password Families |
| Listed price | The amount you are invoiced and how often | Bitwarden Premium billed annually at $19.80 |
| Renewal (in notes) | What the second term costs | 1Password Individual: $3.99/mo paid annually after a $2.99 first year |
| User count | People covered by one invoice | Bitwarden Families 6; 1Password Families up to 5 |
| Trial days / refund window | Only what the page states | 1Password: 14-day free trial listed |
| Must-have (in notes) | The one feature you are paying for | Emergency access is a Premium feature in Bitwarden |
| Price date and URL | Where and when you read it | https://bitwarden.com/pricing/, 2026-10-29 |
Worked example: a family of four
Bitwarden Families is listed at $47.88 a year for up to six people, so two years cost $95.76, or $11.97 per person per year for four people. 1Password Families is $53.88 for the first year and $71.88 after that on annual billing, so two years cost $125.76, or $13.47 then $17.97 per person per year. [1][2][3]
The difference is $30 over two years. Write the question the worksheet is really asking in the notes column: is 1Password's organizer recovery worth $30 to this family? If the answer is no, or nobody knows, the cheaper row wins. Four separate Bitwarden Premium accounts would cost $79.20 a year, which is why the people column matters.
Fill it in, step by step
- Write your must-have feature before opening any pricing page, so a discount does not choose for you.
- Open the vendor's official pricing page and copy plan, invoice amount, billing period and user count exactly.
- Note where you will check out. 1Password's first-year rate is for new customers on 1Password.com with annual billing and excludes app-store purchases. [2]
- Calculate the two-year total: first invoice plus one renewal.
- Add a free baseline row. Bitwarden lists unlimited devices, unlimited passwords and free sharing with another user in every account. [1]
- Check taxes. Bitwarden's page says its prices exclude tax. [1]
- Leave any cell blank when the page does not state the fact. A blank refund window means you do not know it.
NordPass rows
NordPass's plans page refused our fetch on 29 October 2026, so we have not refreshed its prefilled rows. If you are pricing NordPass, fill its row from the live checkout yourself, including how many months the first invoice covers and what the renewal costs.
What the worksheet cannot tell you
It does not score vaults, test apps or prove that a refund will be granted. It only makes the price and the reason for paying visible on one line.
If no paid row closes a gap you wrote down, keep your current manager. Switching vaults for a temporary saving costs an evening of migration and the risk of leaving records behind.
Questions before you decide
Why compare two-year totals instead of monthly prices?
Monthly figures on pricing pages are often annual invoices divided by twelve, and some are first-year promotions. 1Password Individual, for example, lists $2.99 a month for the first year and $3.99 a month after that, both paid annually.
Do I need a paid plan at all?
Not necessarily. Bitwarden lists unlimited devices and passwords in every account, including Free. Pay only when a feature you need, such as emergency access, is on a paid plan.
Does filling in the worksheet prove a refund?
No. Record only what the vendor's page states. The worksheet does not show that a refund will be accepted.
Sources & verification
Product details and prices can change. Check the linked provider before buying.
- Bitwarden Password Manager pricing Accessed 29 Oct 2026
- 1Password password manager product page Accessed 29 Oct 2026
- 1Password password manager pricing Accessed 29 Oct 2026
Sources link directly to providers. Product buttons may use separately labeled affiliate links. Read our disclosure.